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Remember Adam and Eve! Remember how life on Earth started with them? They shared a rib. They shared their stay in Paradise. They shared the cursed Apple. They shared Knowledge. They shared Holy wrath. And they shared the Curse. And finally, they shared a difficult life out in the world, which brought along labour, responsibilities, insecurities and some moments of sorrow and some of joy.

Everything happened at a 50-50 basis. If it had not been that way, civilization would have suffered. Things would not be the way they are. GOOD WORK.

Lets take a brief look at the modern Adam and Eve. Today, both have a family to look after, numerous responsibilities, which they share, a want to get better and ahead of time, which they try to attain together and much more. But Eve lacks behind somewhere. Surprisingly, Eve on whom civilization depends, gives little worth to her coming and going in this world. And the consequences her departure might invite. And the people it will affect adversely. Now, read the title once again.

A man needs insurance to protect his family, replace the lost income if he dies and many more reasons. A woman needs life insurance for the very same reasons. Life insurance has always been one of the most cost effective ways for men and women to protect their loved ones in case of a mishap.

The bad news is that woman are lacking far behind in the life insurance scenario. Most women as of today, have no or very little life insurance. The situation is even more pathetic in rural India.

It is very essential for single woman to get a life insurance done, as they have no one else to rely on. If they have children, then it becomes even more important.

For married women, life insurance is of utmost importance. Even though women have taken much more social responsibility than men, they still continue to outlive men. The average woman lives outlives a man by seven years. But with the insecurities and social stigma still surrounding womanhood, life insurance is absolutely a necessity.

Again, if you are a full time home maker, the services you provide for years together is worth lakhs per year. Your household depends on you. Do you think your husband and children will really be able to manage life without you?

In today's changing times, women need to consider life insurance very seriously. They need to realize that their economical, emotional and social contributions are greater than ever now. Women across the globe should consider the need of perfect financial planning for themselves and their loved ones.